A credit card can be a suitable tool for seniors, offering a range of benefits that can help them save money while traveling, dining out, and managing monthly healthcare expenses. However, with so many credit card options on the market, finding one with unique features can be difficult. That’s why it is important to research the most popular credit cards for seniors over 60 and their associated benefits in order to make an informed decision.

U.S. Bank Altitude® Connect Visa Signature® card
Individuals planning to spend a lot of time road-tripping might find their interests align with the U.S. Bank Altitude® Connect Visa Signature® card. Some top benefits of the card are no foreign transaction fees, trip cancellation, and interruption coverage. Other features include trip delay, cell phone protection, travel accident insurance, and up to $100 in statement credits towards one’s TSA PreCheck® or Global Entry® membership. As a welcome offer, eligible customers can earn up to 50,000 bonus points when they spend $2,000 in eligible purchases within the first 120 days of account opening.

Wells Fargo Reflect® card
The Wells Fargo Reflect® card is a top pick for seniors who require a balance transfer card. The credit card has an attractive introductory APR period on qualifying purchases and balance transfers. For instance, seniors will get a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. Most customers also qualify for a $0 annual fee and up to $600 cell phone protection against damage or theft. Moreover, through My Wells Fargo Deals, seniors can get personalized deals from a long list of merchants.

Fidelity® Rewards Visa Signature® credit card
Seniors could check if the features of the Fidelity® Rewards Visa Signature® credit card appeal to them before signing up. It’s one of the top choices for users who want a simple process to earn cashback on all credit card spending. The card offers an unlimited 2% cash back on spends and 2 points per dollar spent in eligible purchases. The credit card from Fidelity® is also free from limits on total Reward Points and has no restrictive categories. There isn’t any annual fee associated with the Rewards Visa Signature® card, and customers are also eligible for Signature travel and shopping offers.

Costco Anywhere Visa® card by Citi
Seniors over 60 who enjoy spending time outdoors, like shopping at the mall, might find the Costco Anywhere Visa® card by Citi attractive. This card offers 2% cash back on purchases from shopping centers such as Costco and Costco.com and unlimited 1% cash back on all other purchases. Cardholders can also earn 4% on eligible gas and EV charging purchases for the first $7,000 spent annually, followed by 1% thereafter. One can also earn unlimited 3% cash back on restaurants and eligible travel purchases. Additionally, this card is free from foreign transaction fees, making it great for international travelers .

Chase Freedom Flex ® credit card
The Chase Freedom Flex® credit card is one of the top picks for seniors who plan to make a large purchase and prefer paying it over time. For instance, the card offers 0% APR for the first 15 months, giving customers the time to pay before interest compounds. Other benefits include:

• 5% cash back on bonus categories and travel
• 3% cash back on select healthcare purchases and restaurants
• 1% on other transactions

Moreover, the credit card does not come with an annual fee, an auto rental collision damage waiver, and a $200 sign-up bonus when customers spend $500 in the first three months.

American Express Blue Cash Preferred® card
The American Express Blue Cash Preferred® card is ideal for entertainment, grocery, and other qualifying purchases. The card offers 6% cash back on groceries and select streaming services, and 3% cash back on transit and gas transactions. The benefits make the card a good choice for seniors who use ride-share services or prefer moving from exploring the country with an RV. Furthermore, accumulated cash back can typically be redeemed as a statement credit, helping seniors keep things straightforward. Individuals who sign up for the American Express Blue Cash Preferred card will also be eligible for a 0% introductory APR for 12 months and qualify for return protection.

Capital One Venture Rewards Card
The Capital One Venture Rewards card is a popular credit card for seniors who’d like to spend their time traveling. Some benefits include earnings of two miles per dollar on every purchase and five miles per dollar when one books a rental or hotel through Capital One Travel. Users can redeem miles for future travel purchases, such as from hotels, cruise lines, and airlines. One could redeem miles for a check, gift card, account credit, or other rewards. Other credit card benefits include a $100 credit for TSA PreCheck and a 75,000 sign-up bonus miles.

AARP® Essential Rewards Mastercard® from Barclays
Seniors might often require prescriptions and supplements from a healthcare center to manage their health. The AARP® Essential Rewards Mastercard® from Barclays can help with savings in this avenue. For example, customers might qualify for 3% on purchases from select healthcare stores, 2% on eligible healthcare expenses, and 1% back on all other purchases. The users can also earn a $100 cash bonus if they spend $500 on purchases in the first 90 days of card membership while enjoying a $0 annual fee.