Debit cards are great aids for ease of any form of transaction without actual cash. Without having to wait in a queue at a bank or write a check and wait for the bearer to be paid, one can simply use a bank issued debit card that can take care of the payment for any form of good or service. More importantly, the use of debit cards is possible almost anywhere as the whole world is moving towards easy transactions as opposed to the traditional cash and check payments.

There are many ways in which one can apply for a debit card. Some of the most common steps to apply for one include:

1. Any adult above the age of 18 can open a local bank account to get access to savings or credit along with the incentive of debit card issuance. Each bank has its own set of features and incentives for opening a checking account, so getting the best deal will depend on one’s unique needs. Some features that would validate a good checking account would be free checking, monetary incentives, free debit card and checks, interest checking, etc.

2. The process of opening a checking account at a bank would involve filling out a form and providing ID proof such as driver’s license, social security number, and residence proof.

3. After the application has been filled, some banks may require a first-time minimum deposit to open the checking account. By checking on the debit card option in the application form, a user can essentially get the debit card issued to their residence or the address provided as proof within a span of 8-10 working days.

4. One can easily acquire a debit card in their own name or in the case of a joint account then get two cards for shared access. A simple application form can be filled out either at the bank or online and submitted to the bank for issuance of a debit card.

5. Once the card has been issued, set up the PIN number for secured access.