Parent student loan, which is also referred to as PLUS loan or parent PLUS loan is a type of student loan that is offered to the parents of students who are enrolled in a graduate or a professional course or in post-secondary institutions. Taking a parent student loan is a major decision, as it can affect your finances for at least a decade.

If you are going to pay for your child’s college through a parent student loan, you should compare your options before choosing a lender. It is wise to consider both federal government and private lenders that offer parent student loans. Some of them include: Federal Direct Plus Loans The federal government has been offering parent student loans since 1980.

Silver bullion consists of coins, bars, ingots and rounds that are made silver. However, silver bullion most commonly refers to silver coins. Investing in bullion, whether gold or silver, is considered a strong addition to an investment portfolio. This is because the value of precious metals nearly remains constant even in the most unsteady financial environment.

“ Invest in your future” as they rightfully say. Saving for retirement is one of the major concerns in your career. In today’s economy and time of uncertainty, with sky-high prices for even basic necessities, by the time you end up paying all your dues, there will be very little left to retire with.

Surviving in today’s competitive market is challenging. But what’s even more challenging is to earn enough to make ends meet and then have some left for your retirement. In fact, some say that you should start planning and saving up the minute you start working for that nice safety nest egg if you want to sip margaritas in the Bahamas sitting by the ocean!

A bundled investment product made up of other incest products like bonds and stocks are known as mutual funds. Buying shares in the form of individual stocks and bonds are not as good as buying shares in mutual funds. In mutual funds, the investment in stock is diversified more easily.

Buying a house is one of the most expensive deals of your life, and the first time is always a memorable experience. Moreover, the process of home buying can get stressful, but keeping a few tips handy can be great for first-time home buyers. Read on to know four useful tips before buying your first home.

Buying a home is a dream for most of us, and it is hard to get one. From the tedious paperwork to the people and fees involved, there are tons of important things that go into buying a home. Additionally, if you’re a first-time home buyer, there is a whole list of queries.

According to a recent poll conducted by the National Foundation for Credit Counseling, it’s been found that most Americans don’t even know their credit scores. About 65 percent of the people in the US haven’t even tried to find their credit scores in the last few years. Although some people do understand the importance of credit scores, there is a need to teach the public about how important it is to keep track of their credit history.

Have you ever wanted to invest in something that can give you better returns for the future? Silvers bars are a good investment choice over gold bars and silver coins. Why? Because they have lower premiums than their coin counterparts, but that’s not all. They are a lot easier to store as well.

A personal loan is truly the loan for any reason. From consolidating your debt to redecorating your home, taking a vacation, there are many reasons for which one might apply for a personal loan. A personal loan allows the borrower to borrow a certain amount of money without requiring any collateral, and pay it back through monthly installments.

Loans provide a financial cushion to the borrower. Before availing a loan, it is prudent to look at all the available options and choose the one best suitable to your needs. Loan payment calculator, available aplenty online and also with your lender’s website, lets you determine the monthly repayment amount just with the help of few criteria like loan amount, term, interest rate etc.