Money market mutual funds are a viable option if you want to invest extra cash in a relatively safe, low-risk deposit with liquidity. Through money market funds, your money is invested in high-quality debt for the short term. So, your money is comparatively safer than in mutual funds.  The best money market funds today offer decent expense ratios, a fair yield and are low risk as they invest in government-backed securities.

The market is filled with a plethora of credit card companies waiting to sell their product. They all provide prospective customers with the same kind of deals with respect to reward points and how it may be encashed. Prospective cardholders have options ranging from travel miles, gift cards, cash back on online portals, or maybe an extra percent of reward points on all purchases, where credit card companies provide reward points.

With an increasing number of medical plans available today, it could become confusing to make a choice. Medicare Advantage Plans will give you coverage, very similar to Medicare, for your medical expenses. In a lot of cases, you will be required to get rid of the Medicare basic plan in order to be enrolled with a Medicare Advantage plan.

The full retirement age is the age when an individual becomes entitled to receive unreduced retirement benefits. It is also known as ‘normal retirement age’. No matter what the retirement age is, you can start receiving retirement benefits from the early age of 62, or even as late as 70.

A home loan, or a home equity loan, is the fixed lump sum amount borrowed against your home’s built-up equity. The lenders allow you to borrow 85 percent of the home’s equity. The usual repayment period is between 5-30 years, and there is a fixed interest rate applicable. So, let’s find out who are the best providers of home equity loans.  PenFed Credit Union PenFed has been in the running for over eight decades and has an open charter.

If you have an impeccable credit record, you can get your hands on some of the best credit cards that offer reward points for every transaction. That said, some of the popular value-for-money credit cards offer more than just reward points—think huge savings on shopping, dining, traveling, and much more.

A typical consumer may be tempted with a rewards credit card offer. This, in turn, makes them accumulate more debts due to a majority of credit card companies charging high-interest rates. When it comes to managing multiple credit card balances, customers might look to merge or consolidate their debt into one balance transfer credit card.

Secured credit cards are a helpful tool for people with bad or limited credit. They also help finance day-to-day purchases while rebuilding the credit. Getting secured credit cards is easy as they have lenient approval requirements. The best secured credit cards also have low annual fees, and minimum deposits, and offer significant rewards on spending.

Financial advisory is an art that connects intellectual thinking, strategy building and planning with money management. A financial advisor is an agency or an individual who can provide financial services associated with various financial aspects such as investment management, tax payment, asset management, etc. Financial advisors include financial planners, insurance agents, brokers, investors, lawyers, private bankers, accountants, etc.

Prepaid debit cards are an excellent option for those with a tight budget. It is also an effective budgetary mechanism if you are worried about credit card debt. As the name suggests, prepaid debit cards can be used just like regular debit cards to make purchases. However, only the amount loaded can be spent.

Investment firms help people grow their money and manage their finances. However, there are many such firms in the country, and choosing the right one can be overwhelming, especially for new investors. To simplify the process, here is a list of the five best firms offering various investment products. These companies provide significant transparency and have an excellent track record.

There could be more than one reason to look for a new credit card. It could help you improve your financial well-being, save in the form of rewards, or pay off some existing debt. Luckily, applying for a new card is not a hard trek, as long as you put in the time to find the right card for yourself.