Categorizing the many thousand listed companies that pay dividends and trade in the American Stock Exchange, New York Stock Exchange, and Nasdaq will be difficult, not impossible. Nevertheless, listing them in clear-cut groups for investment purposes is important. Your minimum dividend requirements, along with the company’s financial progress, liquidity and solvency ratios determine the type of dividend stocks you should choose.

A financial advisor or an investment advisor (IA) as he is also referred, is an individual (or a firm) who provides his services for a fee or an asset based compensation. He gives guidance regarding investment options and also handles security analysis. That is, he considers, evaluates and manages financial instruments and portfolios of securities like stocks, bonds, etc.

If you are one of those people who plan well in advance, while you are young and able to save money, or prefer to wait till closer to your retirement, to consider hiring the professional services of an investment advisor, whatever the case may be, here are quick tips for you.

Both IRA and 401k are very commonly available retirement saving plans. However, jumping at the first opportunity of retirement saving without carefully examining all the available options available could lead to extreme inconvenience. Although minute and subtle, there are quite a few differences between these two plans available which can help in planning your life choices in a better way.

The essential question is that how much of your income can be replaced by your retirement savings. It can put you into trouble and long for your pension days. But there is an easy way to calculate retirement pension in your mind. For these reasons, retirement calculation tools are beneficial.

As more and more people are entering the retirement phase, saving for retirement has become more important than ever. A pension annuity calculator is a valuable tool that helps one plan for income in retirement. It is an indicator of the amount of money one will receive in payment over a period.

There are a lot of retirement plans for you, but if you decide to stick with only one plan, it can’t be of much help. A good retirement plan does not consist of any one asset but comes with a stack of income sources made and planned to meet your goals.

Roth IRA is one of the many retirement investment accounts. This is the one which gives you a tax-free source of retirement income. Here we will discuss why you should choose Roth IRA over all other investment accounts. Tax diversification: You will be allowed to pay income tax on your retirement savings upfront.

A nine-digit number is issued to an individual by the Social Security Administration (SSA) whose intended purpose was to track individuals for Social Security purpose; now the SSN (Social Security Number) becomes integral for not only taxation but also acts as an identity number. Three different kinds of Social Security cards are provided, all of them carry the cardholder’s name and the SSN.

Creating a ‘my Social Security’ account not only helps you plan for your retirement, but it also has numerous practical benefits too. Prime among them are requesting for a Social Security card replacement and checking the status of your application/ appeal. Creating ‘my Social Security’ account is the first step in the process of applying for a Social Security card replacement online.

“Risk comes from not knowing what you are doing.” This is a famous quote by Warren Buffet. People who invest in stocks regularly, swear by the wisdom shared by Warren Buffet. After all, he is one of the best investors with a net worth of over $80 billion. Going by the quote mentioned above, it is clear that the more you know about where you are investing your money, the lesser will be the risk you are taking.

An Individual Retirement Account (IRA) is a kind of savings account that lets you save in the present for your future, once you are retired. It gives you multiple tax benefits. An IRA may be a traditional IRA or a Roth IRA. It is always advisable to compare different IRA accounts in order to make a well-informed decision.